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Policy

Long-Term Disability

PMG provides a long-term disability (LTD) benefits plan to help eligible employees cope with an illness or injury that results in a long-term absence from employment. LTD is designed to ensure a continuing income for employees who are disabled and unable to work.

Employees in the following employment classifications are eligible to participate in the LTD plan:

* Regular full-time employees

Eligible employees may participate in the LTD plan subject to all terms and conditions of the agreement between PMG and the insurance carrier. Eligible employees may begin LTD coverage only after completing 90 calendar days of service.

Details of the LTD benefits plan including benefit amounts, and limitations and restrictions are described in the Summary Plan Description provided to eligible employees. Contact the Administrator for more information about LTD benefits.


Policy No.  319  Issued  10/10/2005    

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